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Real Estate Buyers – Is Now THE Time to Buy?

March 19, 2009 By Leave a Comment

Thinking about getting into the real estate market??  There may never be a better time to buy homes or condos than now!

With the Fed’s most recent actions regarding interest rates and home mortgages, the home mortgage rates available now and for the foreseeable future are basically rock-bottom!  This truly is what could be considered a ‘perfect storm‘ for home buyers.

If you’ve been sitting on the fence about whether to buy now or wait a bit, take advantage of what’s there just waiting for you -

  • amazingly low interest rates,
  • lower prices on Portsmouth NH homes and condos, and
  • interesting negotiating opportunities.

When you see that home or condo in the Portsmouth area real estate market that’s perfect for you, snap it up because if you don’t, there will be other buyers looking at the same properties you are, and it may just be perfect for them as well.

This video from “Good Morning America” talks about home mortgages and where rates are headed for now – “Good News For Homeowners“.

Interest rates are already, as of today, in the 4′s percentage-wise.
How awesome is that???!?!?!?

Are you looking to buy or sell real estate here in the Portsmouth NH area?  If so, send me an email or give me a call – I’d love to talk to you about the real estate market and your interest in buying or selling here in the Portsmouth NH real estate homes market!

Call TODAY and let’s get started finding you that perfect home or condo!

Click here to search homes and condos for sale in NH and Maine
Contact Ann Cummings New Hampshire REALTOR View Featured Homes and Condos For Sale in the Portsmouth NH Area Check Out My Monthly Real Estate Newsletter - Ann Cummings

Click here to see all things real estate and community info for Portsmouth NH Area - Ann Cummings NH and Maine REALTORFollow Ann on Twitter!

Servicing the New Hampshire towns of Portsmouth, Newcastle,
Rye, North Hampton, Hampton, Stratham, Exeter, Greenland, Newington,
Dover, Durham and surrounding areas, and the Maine towns of Kittery,
Kittery Point, Eliot, South Berwick, York, and surrounding areas.
Filed Under: Blog, Buying Real Estate in the Seacoast Tagged With: , , , , , , ,
Would you like information on the Portsmouth New Hampshire real estate market? Do you have questions about the buying or selling process? Give me a call at 1-888-349-5678 x 3839 or send me an email and let’s talk real estate!

Portsmouth NH Homebuyers – Stimulus $$?

February 8, 2009 By Leave a Comment

$15,000 for Portsmouth Home Buyers – Not Just Yet…..

Home and condo buyers in the Portsmouth NH area have been asking about the lastest version of the Economic Stimulus Plan.   And truth be told, the plan isn’t in place just yet.

It is, however, being worked on, and what we’ve been hearing certainly sounds good.  The $15,000 amount being talked about in this Stimulus Plan wouldn’t be a ‘loan’ as the first one that came out for $7,500, which had to be paid back.

The House has one version of this Stimulus Bill and the Senate has a different version, and therein lies a lot of work to get one that both the House and the Senate can agree on.   And then, once that happens, the President has to sign it and put it in place as a new law.

So, if you’re looking to buy a home or a condo in the Portsmouth New Hampshire real estate market, get your ducks in a row so you can be ready to take advantage of this new Stimulus Bill once it goes into effect.

To find out what you need to do to be ready, these posts will help you do that, and you can contact a local real estate professional to help you through the process.

Would you like information on the New Hampshire or Maine real estate market?
Do you have questions about the buying or selling process?
Give me a call at 1-888-349-5678 x 3839 or send me an email and let’s talk real estate!


Click here to search homes and condos for sale in NH and Maine
Contact Ann Cummings New Hampshire REALTOR View Featured Homes and Condos For Sale in the Portsmouth NH Area Check Out My Monthly Real Estate Newsletter - Ann Cummings

Click here to see all things real estate and community info for Portsmouth NH Area - Ann Cummings NH and Maine REALTORFollow Ann on Twitter!

Filed Under: Blog, Buying Real Estate in the Seacoast, Mortgage Info Tagged With: , ,
Would you like information on the Portsmouth New Hampshire real estate market? Do you have questions about the buying or selling process? Give me a call at 1-888-349-5678 x 3839 or send me an email and let’s talk real estate!

Portsmouth Buyers – Credit Score Tips You Should Know

March 18, 2008 By Leave a Comment

Buying Portsmouth NH real estate??  Important Credit Score Info You Should Know….

credit-card-pile

If you’re thinking about buying real estate in the Portsmouth NH and Maine Seacoast areas, here are some important things to know about credit scores and how that impacts your ability to obtain a home mortgage.

Your credit score is more important today than ever before, and
if you’ve got a good credit score, you want to do everything you can to
protect that good score.

Your credit score is a good indicator of how
likely you are to pay off your debts on time.  The more likely your
credit history shows this to be, the better the mortgage program will be that you qualify for.  The higher your credit score, the better you look to mortgage companies and banks.

Credit scores range from 350 to 850, and the higher your score, the
lower the risk you pose.

This is how credit scores are categorized:


  • Excellent Score –  760 and higher (this number has been increased to closer to 800)


  • Good Score – 720 – 760


  • Average Score –  680 – 720


  • Reason for Concern –  620 – 680


  • Reason for Great Concern –  620 and under

Would you like information on the New Hampshire or Maine real estate market?

Do you have questions about the buying or selling process?

Give me a call at 1-888-349-5678 x 3839 or send me an email and let’s talk real estate!

Click here to search homes and condos for sale in NH and Maine
Contact Ann Cummings New Hampshire REALTOR View Featured Homes and Condos For Sale in the Portsmouth NH Area Check Out My Monthly Real Estate Newsletter - Ann Cummings

Click here to see all things real estate and community info for Portsmouth NH Area - Ann Cummings NH and Maine REALTORFollow Ann on Twitter!

Filed Under: Buying Real Estate in the Seacoast, Mortgage Info Tagged With: , , , ,
Would you like information on the Portsmouth New Hampshire real estate market? Do you have questions about the buying or selling process? Give me a call at 1-888-349-5678 x 3839 or send me an email and let’s talk real estate!

Buying a Home in Portsmouth NH Areas

November 20, 2007 By 1 Comment

Buying your dream home in the Seacoast areas of New Hampshire and Maine can be an exciting experience. And with my professional expertise, it can be a smooth and worry-free one as well.

Portsmouth NH Homes Garden Area
Buying your dream home in the Seacoast areas of New Hampshire and Maine can be an exciting experience.  And with my professional expertise, it can be a smooth and worry-free one as well.  I’ve spent over 25 years helping families find the perfect home for them, and I’ve had the advantage of learning everything there is to know about my area — one home at a time.

I believe that those who truly want to own their own home should be able to, and that’s what I’m all about…….helping those who want their own piece of the American dream!!

Homes Portsmouth NH

When searching for the right Portsmouth NH home or condo, you’ll want to begin by establishing and prioritizing your needs and wants.  Are you looking for a large or small home?  Are schools and community activities important to you?  Are you looking for a home in move-in condition or a fixer-upper in which you can use your creative talents and energy?

Once we’ve answered these and other questions and important concerns, we can begin searching for just the right home for you and your family.

As we work together, you’ll enjoy professional, personalized service, and the convenience of using a thorough and systematic approach to finding and purchasing your next property.

My customized Home Finding Plan is designed to assist you and your family, and includes the following services:

** Certified Buyer Representation
** Explaining the entire home buying process, step by step
** Determining your housing needs and wants
** Locating the home of your choice, matching your needs with the home’s benefits
** Explaining & completing all necessary paperwork involved in purchasing
** Negotiating the right price and terms for your situation
** Coordinating all inspections, etc. as necessary
** Obtaining financing programs and loan approval
** Coordinating and handling all details relative to the closing
** Keeping you informed and understanding all details
If I can put my professional services to work for you in buying your next property, please contact me at—–
Email Ann Cummings Here!

Sign up for my “Automated E-Mail Listing Service“
For more information email me at ann@anncummings.com

Filed Under: Buying Real Estate in the Seacoast Tagged With: , ,
Would you like information on the Portsmouth New Hampshire real estate market? Do you have questions about the buying or selling process? Give me a call at 1-888-349-5678 x 3839 or send me an email and let’s talk real estate!
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