Buying A Home and A Community – Portsmouth NH Homes

 

Peeking In on Portsmouth NH Home - Ann Cummings 2009 NH REALTOR 

I had a client say to me the other day that they’re not just buying a home in Portsmouth, they’re buying into the Portsmouth community as well.  And that part of what they’re buying is very important to them.

If you’re thinking about buying a home in Portsmouth NH, or any other community, you’re buying into whatever that community has to offer.  That’s part of what you’re paying for.  You could take the basic 4 walls of any house, and plop them down in a variety of communities, and that 4-walled box will have a different value in each community.  Part of what goes into the value of each community is what that community has to offer.

 

And here’s what Portsmouth New Hampshire has to offer those who call Portsmouth home:

  • we have a fabulous downtown area, loads of shops, galleries, restaurants, museums, and more
  • we have a beautiful waterfront park, Prescott Park, where we can watch plays, hear concerts, take part in a variety of festivals, art shows, and more
  • we have Saturday morning Farmer’s Markets from May through November where you get all kinds of locally grown produce and locally made products, and meet old and new friends
  • we have a gorgeous huge new library with all kinds of programs open to all residents
  • we have great schools, 3 elementary schools, a middle school and a newly renovated and expanded high school
  • we have beautiful churches throughout the town, many with historic roots
  • we have lovely parks scattered all around town and have been awarded a “Tree City USA Award
  • we have a wide variety of homes in Portsmouth, choices in styles, ages and price ranges to suit everyone
  • we’re right here on the Atlantic Ocean and the Piscataqua River – awesome waterfront and a working port
  • we have a fascinating outdoor living history museum – Strawbery Banke.
  • we have loads of history all around us here, so if you love history, you’ll feel right at home
  • we have THE best seafood ever
  • we have loads of things to do in and around the Portsmouth NH area
  • we have great city festivals and fairs
  • we have super friendly residents who love living here and will help you learn all about Portsmouth NH living
  • we are in a super location for commuters – easy access to highways going north, south and west
  • we’re only an hour or so from great winter ski areas
  • we have lots of fun antique stores in the area
  • we have a great walking town to call home – sidewalks in most places with friendly neighbors calling out greetings as you pass by
  • we have glorious springs, spectacular falls, fun-filled summers, and winters that can bring snowy winter scenes

 Portsmouth NH Market Square Day 2009

Can you tell how awesome living in Portsmouth New Hampshire really is??  Come check us out – you’ll want to make your home in Portsmouth, too!

Would you like information on the Portsmouth New Hampshire real estate market?  Do you have questions about the buying or selling process?  Give me a call at 1-888-349-5678 x 3839 or send me an email and let’s talk real estate!

 

 

 

 

   Click here to search homes and condos for sale in NH and Maine      Contact Ann Cummings New Hampshire REALTOR

                 View Featured Homes and Condos For Sale in the Portsmouth NH Area   Check Out My Monthly Real Estate Newsletter - Ann Cummings

 Click here to see all things real estate and community info for Portsmouth NH Area - Ann Cummings NH and Maine REALTOR Follow Ann on Twitter!

Servicing the New Hampshire towns of Portsmouth, Newcastle, Rye, North Hampton, Hampton, Stratham, Exeter, Greenland, Newington, Dover, Durham and surrounding areas, and the Maine towns of Kittery, Kittery Point, Eliot, South Berwick, York, and surrounding areas.

Portsmouth NH Waterfront Homes and Condos

Portsmouth New Hampshire homes and condos come in a wide variety, and in different types of settings.  And even though we’re not technically on the ocean, we do have some waterfront properties for sale in Portsmouth.

Portsmouth NH Waterfront - Draw Bridge

If you’re looking for that special home in Portsmouth and you want to be on the water, here’s a sampling:

Portsmouth NH Waterfront Homes For Sale:

–  $960,000 – Riverfront home with its own dock and boat ramp, large 1.5 acre lot with over 600 feet on the water.  Lots of recent improvements, and expansion possibilities – great location for your waterfront business as well.

–  $995,000 – Riverfront home with its own dock, private quiet location, walk to downtown, beautifully landscaped grounds, 135 feet of water frontage, wonderful views.

–  $8,500,000 – Island setting for this stunning waterfront estate, fabulous grounds, luxurious interior, dock, pool, so much to offer in this custom home on the water.

Portsmouth NH State Fishing Coop Pier Downtown Portsmouth and Piscataqua River - New Hampshire - Ann Cummings 2007

Portsmouth NH Waterfront Condos For Sale:

–  $620,000 – Beautiful pond setting for lovely condo with great views of Mill Pond and downtown Portsmouth skyline, garage parking, manicured grounds, walk to downtown areas.

–  $684,900 and up – Lovely Tidewatch Condos, waterviews and frontage on Sagamore Creek, variety of floorplans, close to downtown, beautiful appointments, Victorian-style exteriors.

–  $699,900 – Downtown waterfront condo with terrific views up and down the river, garage parking, just steps away from all kinds of restaurants, shops, parks, galleries, and more.  Nicely updated and freshly painted.

–  $750,000 – Riverfront downtown condo with private deck to enjoy the views from, elevator, off-street parking, with shopping, dining, parks, and more just steps away.

–  $982,000 and up – Fabulous riverfront penthouse units ready for you to come make your own – designer ready to help create the space you want, amazing views everywhere you look, garage parking, balconies, all in the heart of downtown Portsmouth living.

Prescott Park Gardens and Pier Overlooking the River - Portsmouth NH - Ann Cummings 2007 Boating in the Piscataqua River - Ann Cummings 2007

Come and enjoy all that Portsmouth NH living offers!

If you’re interested in buying or selling homes or condos in the Portsmouth NH real estate market, let me know. I love helping people achieve their real estate goals!

Do you have comments or questions about the Portsmouth NH real estate market? Please feel free to leave a comment – I’d love to hear from you! Give me a call or send me an email, and let’s get started!!

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Servicing the New Hampshire towns of Portsmouth, Newcastle,
Rye, North Hampton, Hampton, Stratham, Exeter, Greenland, Newington,
Dover, Durham and surrounding areas, and the Maine towns of Kittery,
Kittery Point, Eliot, South Berwick, York, and surrounding areas.

Send me an email or give me a call at 1-888-349-5678 ext 3839.

Portsmouth NH Home Buyers – Credit Tips You Should Know

Buying Portsmouth NH real estate??  Important Credit Score Info You Should Know….

credit-card-pile

If you’re thinking about buying real estate in the Portsmouth NH and Maine Seacoast areas, here are some important things to know about credit scores and how that impacts your ability to obtain a home mortgage.

Your credit score is more important today than ever before, and if you’ve got a good credit score, you want to do everything you can to protect that good score.

Credit scores are a good indicator of how likely a person is to pay off their debts on time.  The more likely your credit history shows this to be, the better the mortgage program will be that you qualify for.  The higher your credit score, the better you look to mortgage companies and banks.

Credit scores range from 350 to 850, and the higher your score, the
lower the risk you pose.

This is how credit scores are categorized:


  • Reason for Great Concern –  620 and under
  • Excellent Score –  760 and higher (this number has been increased to closer to 800)
  • Good Score 720 – 760
  • Average Score –  680 – 720
  • Reason for Concern –  620 – 680


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Would you like information on the New Hampshire or Maine real estate market?

Do you have questions about the home buying or selling process?

Give me a call at 1-888-349-5678 x 3839 or send me an email and let’s talk real estate!

Click here to search homes and condos for sale in NH and Maine
Contact Ann Cummings New Hampshire REALTOR View Featured Homes and Condos For Sale in the Portsmouth NH Area Check Out My Monthly Real Estate Newsletter - Ann Cummings

Click here to see all things real estate and community info for Portsmouth NH Area - Ann Cummings NH and Maine REALTORFollow Ann on Twitter!

Foreclosure Homes in Portsmouth NH Area

Thinking about buying foreclosure bank-owned homes in NH?


house-in-foreclosure

Foreclosure homes are all the rage now for buyers currently looking to take advantage of today’s real estate market, with everyone thinking they’re getting a bargain.  And that’s the case here in the Portsmouth NH homes area as well.

Sure, some really are a bargain and don’t need as much work as others do.  Because foreclosed or bank-owned homes are priced the way they are, those prices are one of the driving forces in today’s real estate market when determining the proper price of privately-owned homes.

Oftentimes, when you compare a foreclosure home that has been let go and has been deteriorating because no one’s been there to care for it with a privately-owned home that has been properly cared for, you can see that regular homes present some great opportunities for home buyers in the Portsmouth NH area as well.

~~ Read also – “Looking For Foreclosure Bank-Owned Real Estate?”

For those looking for foreclosed bank-owned  homes opportunities, here[s a sampling of what’s currently for sale in the Seacoast areas of New Hampshire and southern Maine:

  • Downtown Portsmouth Condo Portsmouth NH – 3 room 1 bedroom condo in good condition – $189,900.
  • –  Hampton Beach Condo Hampton NH – 3 room 1 bedroom condo just steps to the beach and ocean – $99,900.
  • Hemlock Forest Condo Dover NH – 2 bedroom 1 bath townhouse condo, end unit with fireplace, needs work – $109,900.
  • –  North Hampton NH Contemporary Ranch home - 3 bedroom 3.5 bath home, 2 car garage on 3.75 acre lot – beautiful gourment kitchen, great master suite, loads of recent upgrades done.  Plumbing issues, water damage.  $454,900.

This is just a small sampling of homes currently for sale in and around Portsmouth NH, offered as bank-owned foreclosure homes.  If any of these have potential interest for you, or if you’d like to explore additional homes for sale, give me a call or send me an email.


Click here to search homes and condos for sale in NH and Maine
Contact Ann Cummings New Hampshire REALTOR View Featured Homes and Condos For Sale in the Portsmouth NH Area Check Out My Monthly Real Estate Newsletter - Ann Cummings

Click here to see all things real estate and community info for Portsmouth NH Area - Ann Cummings NH and Maine REALTORFollow Ann on Twitter!

Servicing the New Hampshire towns of Portsmouth, Newcastle,
Rye, North Hampton, Hampton, Stratham, Exeter, Greenland, Newington,
Dover, Durham and surrounding areas, and the Maine towns of Kittery,
Kittery Point, Eliot, South Berwick, York, and surrounding areas.

$8000 Real Estate Buyers Tax Credit

Are you a first-time home buyer in the Portsmouth NH Seacoast area?

Check out these videos to learn more about how the government’s $8,000 home buyer tax credit might help you:

If you’ve already owned a home in the past, as long as it’s been at least 3 years since you did, you might qualify for this tax credit.

If you currently own land or own a vacation or second home but not a primary home, you may qualify for this tax credit.

The American Recovery and Reinvestment Act of 2009 established the $8,000 Federal Housing Tax Credit. This is a real tax credit, and it applies to homes or condos bought as primary residences from January 1, 2009 to December 1, 2009.

The average homeowner is 38% more wealthy than non-homeowners” – Ron Phipps, NAR First Vice President

For more detailed information on this tax credit, the National Association of Home Builders has put together a detailed package of info.
Are you ready to find that perfect home or condo? Today’s environment with great interest rates and lower home purchase prices makes this a fabulous time for most people to think about purchasing real estate.

Send me an email or give me a call, 1-888-349-5678 x 3839, and we can get started talking real estate and find you that perfect home or condo here in the Seacoast areas of NH and southern Maine!

Click here to search homes and condos for sale in NH and Maine
Contact Ann Cummings New Hampshire REALTOR View Featured Homes and Condos For Sale in the Portsmouth NH Area Check Out My Monthly Real Estate Newsletter - Ann Cummings

Click here to see all things real estate and community info for Portsmouth NH Area - Ann Cummings NH and Maine REALTORFollow Ann on Twitter!

Servicing the New Hampshire towns of Portsmouth, Newcastle,
Rye, North Hampton, Hampton, Stratham, Exeter, Greenland, Newington,
Dover, Durham and surrounding areas, and the Maine towns of Kittery,
Kittery Point, Eliot, South Berwick, York, and surrounding areas.

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